Our estimate is based on a repayment mortgage of £187,400 at 4.5% over a 30 year period. Actual loan amounts and affordability criteria will differ across lenders. To qualify for a mortgage of £187,400 lenders will typically require a gross annual income of £41,644 to £58,563. Our estimate is based on a single income multiple of 3.2 to 4.5, and is subject to the lender's lending criteria. Your home may be repossessed if you do not keep up repayments on a mortgage.

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